County
Bay County, Michigan
Use this county page to find cities, townships, and villages in Bay County. Each local page gives you property-tax context, school-district rate ranges, official-source links, nearby places, and any Porch Notes tied to that community.
County snapshot
Cities
5
Townships
14
Villages
0
School districts
7
Primary home (PRE) rates, for homes with Michigan's Principal Residence Exemption, range from 29.9121 mills to 48.8749 mills.
Other property, often called non-homestead, usually means rentals, vacation homes, and second homes. Those rates range from 47.9121 mills to 66.8749 mills.
Rate rows come from the official Michigan Treasury millage-rate reports . Last reviewed June 8, 2026.
Local pages
Places in Bay County
City
Auburn
1 school district available.
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City
Bay City
2 school districts available.
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City
Essexville
1 school district available.
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City
Midland
1 school district available.
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City
Pinconning
1 school district available.
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Township
Bangor Township
1 school district available.
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Township
Beaver Township
2 school districts available.
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Township
Frankenlust Township
2 school districts available.
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Township
Fraser Township
1 school district available.
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Township
Garfield Township
1 school district available.
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Township
Gibson Township
2 school districts available.
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Township
Hampton Township
2 school districts available.
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Township
Kawkawlin Township
2 school districts available.
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Township
Merritt Township
2 school districts available.
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Township
Monitor Township
1 school district available.
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Township
Mt Forest Township
1 school district available.
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Township
Pinconning Township
2 school districts available.
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Township
Portsmouth Township
1 school district available.
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Township
Williams Township
1 school district available.
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Porch Notes
Local notes from Bay County
Stories, practical notes, and local details tied to places in this county.
Bay County · History and culture
Essexville: where Michigan's sugar industry was born
Michigan's first successful beet-sugar factory opened in Essexville in 1898, launching an industry that still defines the Saginaw Valley — and the Pioneer Sugar name.
Read this note ->Bay County · History and culture
Pinconning: Michigan's Cheese Capital
Pinconning cheese — Michigan's own Colby-style original — was born here in 1915, and the founder's family shops still anchor the town.
Read this note ->Bay County · Outdoors
Saginaw Bay's walleye: a comeback for the record books
Saginaw Bay's once-collapsed walleye fishery recovered so completely that it's now ranked among the best in the country, with millions of fish and a busy charter fleet.
Read this note ->Bay County · History and culture
There's a US Navy destroyer parked on the Saginaw River
The USS Edson, a 418-foot Navy destroyer, is moored on the Saginaw River in Bangor Township as the Saginaw Valley Naval Ship Museum.
Read this note ->Bay County · Outdoors
Tobico Marsh: a national landmark wetland behind the beach
Bay City State Park in Bangor Township pairs a Saginaw Bay beach with Tobico Marsh, a National Natural Landmark and one of the largest Great Lakes coastal wetlands.
Read this note ->Bay County · History and culture
"Franconian joy" — a sister colony to Frankenmuth
Frankenlust Township's name and history come from a Franconian Lutheran farming colony tied to Frankenmuth's founding story.
Read this note ->Next steps
What to check next in Bay County
Start with a local page, then move into the Michigan rule or tool that matches the question in front of you.
Tool
Estimate a buyer tax bill
Use the Michigan homebuyer tax calculator when you have a price, place, and school district.
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Understand uncapping
See why a buyer's first full-year tax bill can differ from the seller's old bill.
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